Liability Insurance for Public School Employees

In compliance with HB950, within 60 days of the effective date of the budget
signing, LEAs and charter schools have the responsibility of notifying all employees about
the coverage provided by the state-funded liability insurance policy for North Carolina
public school employees. Employees must be notified in writing.

Excess Professional Liability coverage is provided to all employees up to $1 million
per occurrence with a $1 million aggregate. Coverage for consultation with an attorney
regarding violation of professional or employment-related rights is provided at $2,500 per
claim, subject to a $10,000 aggregate per employee, and $5,000,000 aggregate per policy
period. Reasonable and necessary attorney’s fees and costs incurred by an employee
arising from a criminal proceeding alleging a criminal act was committed within the
professional activities of an employee are covered up to $50,000. Employees must be
found "not guilty" of all criminal charges. While acting at the direction of the Educational
Institution, there is a $100,000 limit for volunteers.

 

Employees are encouraged to visit www.professionalliabilitync.com for information about
this state-funded program coverage and details on how to file a claim.
Liability Insurance for Public School Employees is provided to all employees, including
volunteers of public and charter schools. There is no enrollment process, nor is there a
fee or premium charge to employees.

 

Please direct all questions to [email protected]